Association Credit Providers

"The Association of Credit Providers" was formed with one theme in mind, to offer the small business men all the tools to ensure control and enforcement of payment of unpaid invoices when they become due thereby ensuring a positive cash flow at all times

Local Debt Collection Agents: Our nationwide network of regional offices have debt collection agents and bailiffs on the doorstep of your debtor. We are able to provide a full range of services for debt collection including para-legal services. To contact a collection agent local to you, visit our regional offices page.

Small business can increase sales dramatically if they work in credit. But what we must all remember is, that although the sales are increased, we need to ensure the sales invoice we generate can be liquidated with the funds from your customer and the customer is financially capable of paying the invoice when it is due.

To know who you are trading with is vital to analyse the potential for more sales, as well as to ensure you are fully aware of any risk of non payment. In the UK, an individual or a company can call them self what they wish but it's common to have an alias or a trading name. It is also common for more than 2 individuals to collectively trade / do business under one name! The need to have all customers complete a credit application form or an identity confirmation form is essential for knowing the true identity of your customer / supplier and it is now a requirement by law, failure to do so can result in personal liability.

"The Association of Credit Providers" acts under your instruction as a 3rd party to keep customers to their credit terms and penalise the late paying customers for exceeding agreed credit terms. Our late payment letters and the ability to advertise negative information to our large membership base allows us to inspire customers on paying unpaid invoices on time. All this service at zero cost to you our member.

The UK is the worst country in Europe for paying invoices on time! Yet the "Late payment of commercial debts (interest) Act 1998” enables small business to be in a strong position to enforce collection on time!

Cash is the fuel that allows your business to move forward and fill its lungs to survive each day, but you sell on Credit (buy now pay later) to close a sale and reach your sales targets.
Invoices at some stage need to be turned into hard cash, a successful business often over trades and creates a negative cash flow, hence forcing themselves into financial difficulties.

As a buying group we aim to offer volume discounts to all our members and we believe we offer the best valued lowest cost services available for UK Companies. Once you have become a member, a sliding discount scale exists to enable you to contract our services over the course of 12 months. As part of your membership you can use the Association logo to show you are serious about your companies Terms of Business. You can outsource as much or as little of the credit control process as you wish, whether the entire credit control process or request for a credit score or maybe just the collection of bad debt the choose is yours.

At the "The Association of Credit Providers" we can offer factoring agreements, individually purchase single invoices or large portfolios of sales invoices or even offer finance to purchase stock to fulfil orders. When looking for the right service provider our members benefit from us act as your proffered brokers, to ensure you obtain the most beneficial package for your Business.